Commercial Real Estate Financing & Mortgages

Commercial Real Estate Purchase

Commercial real estate acquisition financing is a diverse category that can take many forms. The type and size of the company, as well as its existing financial status will determine what kind or rate interest loan best suits them. The acquisition of a business or commercial building is not an easy task and requires careful planning.The right type of loan can make all the difference in helping you successfully complete your transaction, so it pays to do research before applying for one! Minimum amount is 30% requirement to put down.

There are many types of loans that can be put under the umbrella term "business acquisition financing." These include an purchase or start-up franchise, buy out partner debts and more. The amount approved depends on what type business you're acquiring as well how much money is needed for initial costs like inventory purchases; it also varies based off other factors such interest rate requirements etc. Our intent is to help you acquire an existing company or start something new.

Commercial Refinancing Loans

Property refinancing is a great way to get funding for your business needs. These types of credit can be used by any company, regardless if they have good or bad credits and the amount that you need is not limited at all! You may choose from different repayment structures such as short term financing with high-interest rates in exchange for easy access when it's needed most; longer terms backed by collateral (this includes properties); unsecured but still very popular term resolutions where lenders make sure there will always continue being income flow sufficient enough maintenance payments each month. Services include:

• Bridge Loans
• SBA Loans
• Conventional Loans
• Hard Money Loans
• Construction Loans
  

Ground Up Construction Loan

For experienced developers, we can offer land takedown, construction, and long term financing solutions. No deal is too large and we have programs across the entire USA. Ask us about our expedited Cash-Out Refinance program, where we can close within weeks.

North America have seen a phenomenal growth in construction projects, with tons of development underway. Construction companies are ramping up their resources to tackle these challenges more efficiently and smarter than ever before - but purchasing land for development can be costly without financial assistance! We're here for you though: our team will work hard on finding budget-friendly options that fit your needs perfectly so don't hesitate to contact us today!

Cash Out Refinancing Loans

Cash out refinancing could be a difficult process without professional help. It's even more challenging when you need help with financing your company or business idea, and that’s why we're here! Our experts have experience on both sides: they've worked as credit analysts managing loans for commercial real estate investors across America; but also know how it feels from start-up all the way through developing an innovative product before launching into production .

With our experience in both mortgages and lending, we can help you with your finance needs. No matter what type of advice may be needed – whether its about refinancing a commercial building outright or looking into debt syndication options -- our team can provide assistance at each stage. We have the knowledge to get you through any manufacturing finance obstacle. Whether it be a simple or complicated process, our experts are there for each step of your journey!

Hard Money Loans

Hard money loans, sometimes referred to as bridge loans, are short-term lending instruments that real estate investors can use to finance an investment project. This type of loan is often a tool for house flippers or real estate developers whose goal is to renovate or develop a property, then sell it for a profit. Hard money loans are issued by private lenders rather than mainstream financial institutions such as banks.

Unlike traditional bank loans, the ability to obtain hard money financing isn’t determined by the borrower's creditworthiness. Instead, hard money lenders use the value of the property itself in determining whether to make the loan. Specifically, lenders focus on the “after repair value,” or ARV, which is an estimate of what the property will be worth once the renovation or development phase is complete.

SBA Loans

When would I use an SBA 7(a) loan?

The SBA 7(a) loan program can be used for a wide variety of business needs – from new construction, acquisition and expansion to working capital and refinancing existing debt. A 7(a) loan would be suitable when the borrower is purchasing a business, along with commercial real estate and working capital. SBA 7(a) loans can allow for working capital and interest reserves to help cover payments between lease-up in certain project types.

When would I use an SBA 504 loan?

The SBA’s 504 program can be used to finance new construction or acquisition of commercial real estate or large equipment purchases for small businesses. Working capital and interest reserves after certificate of occupancy must be covered by the borrower.

Bridge Loans

A bridge loan is a short-term loan used until a person or company secures permanent financing or pays an existing obligation. It allows the borrower to meet current obligations by providing immediate cash flow. Bridge loans have relatively high interest rates and are usually backed by some form of collateral, such as real estate or the inventory of a business. A bridge loan offers you the opportunity to buy a new property before you’ve sold your current property.

These types of loans are often used in real estate and are also called bridge financing or a bridging loan. Bridge loans are often used in real estate, but many types of businesses use them as well. Also referred to as bridge financing, bridging loan, interim financing, gap financing and swing loans, bridge loans are secured by collateral such as the borrower’s property or other assets.

Conventional Loans

A conventional commercial mortgage loan isn’t backed by the federal government and is issued by a bank or lending institution. It can be used to purchase or refinance real estate, such as owner-occupied office buildings, retail centers, shopping centers, industrial warehouses, and other commercial properties.

A conventional commercial mortgage’s advantage over an SBA loan is that it has no maximum loan size, which makes it ideal for large commercial real estate purchases or blanket mortgage loans.

Because these loans can be large and aren’t government-guaranteed, the required qualifications are stricter. A minimum credit score of 700 is needed, and some lenders may require you to be in business for up to five years. The larger the loan requested, the more stringent the financial and credit requirements will likely be.